Wealth Sim

One section at a time

People Couple

Plan to age

Holdings (today's value, in EUR) Home currency

MarketAssetAmountHdg

Fees (bp per year)

Strategy Rebalancing Withdrawals

Band (points of weight) Glide ends at age of A Growth share then (%) Years of spending in cash Compare with Its withdrawals

Taxes Preset

Presets fill everything below with illustrative rates (2025 rules as known, top or flat rates): check them with an adviser. All fields stay editable.

Where you live (from an age of A; before the first, only tax at source)

Withheld at source (% by market where the asset is, at all ages)

Taxed: dividends, interest, rent each year; capital gains on sales that fund spending and taxes (rebalancing assumed tax-free, no credit for losses); pensions; a fixed amount; a flat wealth tax above a threshold.

Pensions (per year, today's money, in EUR)

Expenses (per year, today's money, in EUR)

Each expense moves with the inflation and exchange rate of the currency it is priced in. Ages are A's.

Market model Model Paths Seed

Overlays change returns or inflation in chosen years of the simulation (year 1 = this year), on top of the model: stress tests.

Table